United Partners Agency – Helping Clients Protect What Matters Most
客户
A mid-sized construction company expanding into commercial property development.
挑战
The client, a construction company, was expanding its business into developing and managing commercial properties. As it entered new markets, the company faced increased risks, including managing construction projects, insuring newly acquired commercial properties, and protecting its expanding fleet of vehicles. The client needed an insurance agency that could handle the complexity of their growing business while ensuring compliance with state regulations and minimizing costs.
保险方案
United Partners Agency Inc. stepped in to provide a customized, comprehensive insurance package. Here’s how:
- Construction Insurance: The agency worked closely with the client to assess the risks involved in their ongoing construction projects. United Partners provided builders’ risk insurance, covering the client against potential damage or loss during construction. Additionally, the contractor’s liability insurance was set up to protect the company from any claims arising from accidents on the job site.
- Commercial Property Insurance: For the newly acquired commercial properties, United Partners implemented commercial property insurance that protected the buildings against risks such as fire, theft, and natural disasters. The policy was tailored to include business income protection, ensuring the client could recover lost rental income in the event of a covered incident.
- Fleet Management: With an expanding fleet of vehicles used for transportation to and from construction sites, the agency provided commercial auto insurance that covered the company’s vehicles and drivers, ensuring compliance with local laws and mitigating the risk of liability for accidents.
- Workers’ Compensation & General Liability: Recognizing the client’s growing workforce, United Partners set up a workers’ compensation insurance policy that complied with state laws and protected employees in the case of injury. Additionally, a general liability insurance plan was added to cover potential lawsuits and property damage that could occur during construction or day-to-day operations.
- Ongoing Consultation & Risk Management: United Partners didn’t just provide insurance policies—they also engaged the client in proactive risk management consultations. This helped the client minimize claims and protect their assets long-term. Regular policy reviews ensured that the coverage adapted as the client continued to grow.
成果
The comprehensive approach from United Partners Agency Inc. allowed the construction company to confidently expand its operations without worrying about significant financial setbacks from unexpected events. The client reported:
- Cost savings from bundled policies tailored to their specific needs.
- Faster project completion with builders’ risk insurance in place to mitigate project delays due to unforeseen circumstances.
- Enhanced protection of their commercial properties, fleet, and employees, reducing overall operational risk.
案例总结
众诚保险公司提供了一站式解决方案,以适应客户业务的增长。提供个性化的保险策略和持续的咨询,帮助客户保护其商业资产,简化成本,让客户自信地专注于拓展商业。